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#1
04-07-2003, 11:27 AM
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"Taking it to the track" voids your insurance?!
I drove a helluba long distance this weekend, with the intent of making some legal 1/4 mile runs :bandit
I had to wimp out because my friend (who used to work in the insurance world) read the fine print of my policy. If you even drive into the racing facility (not where the fans watch, but the racing entrance) then you're not covered!!! : Since I was in my $30,000 daily driver, I said fuggitz  Has anyone actually READ their 10 or 20 page policy? Maybe I have the only insurance company that considers the track a dangerous place? So much for being a law-abiding citizen 
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SOLID! crew (circa 2002). DeLorean moderator. 
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#2
04-07-2003, 11:33 AM
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I have heard that too! A lot of companies are like that. I don't know if it is just that you are not covered while you are at the track, or if it voids it completely? Like if you wreck on the track you will not be covered, but if you wreck on the way home you will be ok!
*shrugging shoulders with hands in the air*
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   R.I.P. "Mama (my Z)" . . . But now we have the VR-4 #683/2000 "Dude, You fucking passed the test, but just barely, wanna know what you got?...F+......CLICK!" -Tenacious D(Jack BLack)- "Official Moron Crew Founder!"
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#3
04-07-2003, 11:47 AM
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They won't cover any damage, and more than likely will drop you when you're up for renewal (because you're a bad person). So, if you lose control - hit one of the side walls (rare occurrence I know) they won't cover you. If you're driving an expensive car, then that would really suck!!! $30K down the tubes
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SOLID! crew (circa 2002). DeLorean moderator.
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#4
04-07-2003, 12:16 PM
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it's a pretty understandable occurrence.
why should they cover you when you're intentionally "abusing" your car? i've never heard of regular insurance covering track incidents, and vehicle warranties are the same way.
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me. ownage of the Probe-urban ownage of the fearless supra ownage? twice in a thread? yep.  www.cafeshops.com/breakneck
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#5
04-07-2003, 02:28 PM
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Quote:
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#6
04-07-2003, 03:22 PM
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Question
How would they know?
__________________
R.I.P. "Mama (my Z)" . . . But now we have the VR-4 #683/2000 "Dude, You fucking passed the test, but just barely, wanna know what you got?...F+......CLICK!" -Tenacious D(Jack BLack)- "Official Moron Crew Founder!"
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#7
04-07-2003, 03:28 PM
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if you crash into the wall, and claim it without any sort of police report, there's ways.
they can tell these things. and your story will most likely be paper thin. like if you crash on a road course, your ins. won't cover it.
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me. ownage of the Probe-urban ownage of the fearless supra ownage? twice in a thread? yep. www.cafeshops.com/breakneck
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#9
04-07-2003, 08:01 PM
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When I set up my policy, they asked me if I ever intended to use the vehicle for racing. Seemed odd at the time, but... :o
No auto-x for the old-ass Accord.
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#10
04-07-2003, 10:07 PM
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Quote:
What car?
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when in doubt, throttle.
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#11
04-08-2003, 05:15 AM
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i heard that you're not covered if you use it at a track i never knew it voided it too :o
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Qualified Automotive Engineer 
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#12
04-08-2003, 07:08 PM
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Quote:
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SOLID! crew (circa 2002). DeLorean moderator.
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#13
04-08-2003, 07:34 PM
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Quote:
5.3 liter V8 285hp @ 5200 325tq @ 4000 4914lbs Its definately lighter than I expected... But should be in the 17-19 Second range. Should be fun!  Be sure to post up your time slip and wear it proudly!!
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2003 Chevy 1500HD - Hauler 1971 Chevy Camaro RS - Track Car User Guidelines It's important to read, like the Bible. But unlike the Bible we will strike you down if you jerk off around here.
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#14
04-08-2003, 09:09 PM
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Hmm, that sucks, guess I should read my fine print as well. That's a pretty shitty way for them to keep their bottom dollar higher. I hate those people...
I find that very weird though, because that would mean that they condone street racing if they'll cover it when it's on the street, but not on the track, hmm....
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2001 Camaro SS #2239 of 6332 1/4 mile time: 13.575 @ 105.55 mph, 60' time: 2.276 307.1 rwhp, 330.1 rwtq = 353.2 hp, 379.5 lb ft torque Options: SLP Front Grille w/ SS Center Logo, 17" ZR1 Chrome rims, 6 speed, Hurst Short Throw Shifter, Monsoon 500 Watt Sound System, T-tops, 1LE Performance Suspension Mods: Holley PS Air Filter, SLP Air Box Lid w/ Mr. Ed's pipe fix, SLP CAI, SLP Bellows, SLP LM, SLP Y-pipe, SLP 160 Thermo, SLP Temp Module, SLP STB, KBDD SFC
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#15
04-08-2003, 09:14 PM
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I don't think it means they condone it. After all it is illegal and they don't condone tickets very well. I'm not sure about cars but my race bikes when I had them did not have insurance. I think the idea being that if you want to go the track, buy/build a race car but keep it off the streets.
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1997 RSP Supra -Single Turbo Conversion (T-66) -631 rwhp 1995 White Skyline GTR R33 -Single Turbo Conversion (HKS T51R SPL) -Has yet to see a dyno
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