Big decision...

[fiercecivic]

Well yeh i know it sounds stupid but im thinkin bout sellin the civic. Its becoming too much of a money pit for me.. especially for insurance. 250 buckas a month CANADIAN. Just dosnt seem worth it for a little 1.5 box. I really dont want to sell cause it has soo much custom work and is very sentimental. But you gotta do what ya gotta do right? Ill keep u guys and gals updated on whats happnin. I really want to go newer, but that wont happen with a civic due to the damn insurance rates here. Anyways Its either sell it now and get sum cash out of it or drive it to the ground and trash it... which i would hate to see happen. I think id rather spend the cash for a newer car and save major on insurance.

[91civicDXdude]

250 bucks a month canadian? thats like what....$20/month american dollars?

(sarcasm)

[fiercecivic]

yeh haha pretty much

[V-K]

I thought Civics where cheap on insurance? I spend about $120/month USD.

[1PhatCX]

dude Kyle, u got it easy, i'm paying 415 a month canadian! sux ass 2 cuz my rates just went up, same with my parents and bros and friends and shit here

[YZ125rider21]

haha one my friends is paying 160 usd for a 86 si and peace of shit...lol....my ass just insure it and take it off cops cant say nothing long as you show insurance card...only time you get caught is if you hit someone. Then you ine as well run...lol

[spongerlbc]

Yeah driving without insurance is really cool . People that do that are the reason why our (people that actually pay) insurance is so high. Figures that suggestion would come from you.

Oh, fiercecivic, how much would you save by insuring a newer car? Logical thinking would say its more expensive to insure a new car correct?

[YZ125rider21]

Originally Posted by spongerlbc

Yeah driving without insurance is really cool . People that do that are the reason why our (people that actually pay) insurance is so high. Figures that suggestion would come from you.

acutally i pay 100 a motnh for two cars crx si and 89 chevy 1500

[fiercecivic]

im not goin that much newer like 91-93. Its the make and modle that are the big diffs on rates. 3 years diff isnt gonna make a big dent.

[sastanley]

that doesn't make any sense to me. the major cost of insurance is liability which only covers the occupants & the vehicle you hit. if you have collision insurance, that can fluctuate from person to person based on the value of the vehicle. it certainly costs more to insure a newer vehicle because it costs more than the one you are getting rid of. Suck it up and pay it...it is a neverending battle dude...shop around and make sure you are getting the best deal you can. The other options are to get married and turn 25...for some reason, insurance companies think married people get in less wrecks

[Killa_CRX]

Originally Posted by sastanley

that doesn't make any sense to me. the major cost of insurance is liability which only covers the occupants & the vehicle you hit. if you have collision insurance, that can fluctuate from person to person based on the value of the vehicle. it certainly costs more to insure a newer vehicle because it costs more than the one you are getting rid of. Suck it up and pay it...it is a neverending battle dude...shop around and make sure you are getting the best deal you can. The other options are to get married and turn 25...for some reason, insurance companies think married people get in less wrecks

What he said.

When my insurance company decideds to raise their rates, I start making phone calls to other companies... there's always someone with a better price. My civic isn't on the insurance right now, but I currently only pay about $100 a month (USD) for full coverage on my Camaro... I'm under 25, and driving a sports model car. Now if that's possible, surely there's someone you can find that will insure your econo-box civic for less than I get my camaro insured for :P

[SiZ]

Sell it!

I'm 22 with a G liscence and pay 310 or something like that a month with just basic coverage. (liability)
I don't care though, I can't ever get rid of my car.

[travagliante]

Wow siz thats about what i pay. I pay 370.00 a month but thats with coverage that if i get in an accident my car wont be totalled out. They will pay what the car was appraised at including my b16a!!
Oh yeah im also a 16 year old teenage guy. I dont know. I think its alot but i put to much in my car for some dump ass goober with no insurance to hit me and they total out my car!!!!!

[Kunundrum]

damn... I though I had it bad 3300$ (a Deal thru a friend) a year for All but collision (1 mil liability, 100 deduct on theft and vandalism & 100 deduct on acts of god) under 25 with a accident 3 years ago (parking lot 700$ dmg).

works out to about 275 a month (I put down a big down payment so I actualy pay less)

damn insurance... stealing my turbo money...

[T-Mo]

Boy that's one thing I don't have to worry about. Me and my b/f have insurance together. We never told them that we were married, but when we went in to get insurance, they automatically assumed that we were married. The rates are pretty low considering he has about 3 tickets on his MVR and I have 1. We have 3 cars insured right now ('97 Ford F-150, my '92 Prelude, and my '91 Civic) We only pay $228 a month!! Progressive Insurance

What companies are you all dealing with??