100% guaranteed financing crap

[ronaldogiggs]

I've been trying to finance a car for the past 3 weeks. I have a few medical crap on my credit report. nothing else. and I mean nothing else, nothing good, nothing bad.

i've been turned down by any and every car dealer this town has. even the online auto car loan stuff didn't work. they either want ridiculous $ down (the kind that make you say i'll put a few more on top of it and buy it brand new), or just say i am self employed so they can't help me.

yes I am self employed and I make decent money, and i can show my income.

what am i supposed to do now? go steal someone's car?

i know people who hardly make money and have bad credit get financed for mustangs in this town. wtf!

[Ray paulsen]

For you to get approved the lender will run a credit report ,if you have been to 5 other dealers or online lenders and been turned down each inquiry will show on your credit bureau and the more inquisitions on your report card the less likely the current lender will approve you.

When you say you have a few issues on your credit report nothing else" it only takes one issue to blemish your credit "

I understand your frustration, many people that are self employed make mega bucks but can't prove income, the fact that you can prove income is a positive.

I can give you two suggestions to consider.
1... Understand how dealers work with bad credit and how you can repair bad credit http://www.usedcartips.org/CREDI.html

2... Obtain a copy of your credit score and start to repair one issue at a time, you will find some contents on this web page to consider http://www.usedcartips.org/interestrate.html