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Originally Posted by DonVeyron
And also, what affects auto insurance rates the most? The car's desirability, performance, age. etc.?
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That question can have a lot of different answers. It really depends on a lot of variables such as your age, driving record, where you live, where you park your vehicle at night, claim history on the model of vehicle, any customization. Yes, age does play a factor in determining insurance premiums, as older vehicles tend to be less expensive to repair and it also depends on the type of coverages, limit amounts and deductibles you choose when buying comprehensive and collision insurance. When you choose higher deductibles, you usually end up paying less in premiums, just make sure you have the money available to pay the deductible should you need to fix your vehicle.
The best thing to do to find out the insurance rates for an '85 Fiero would be to contact at least 3 insurance companies and see what their rates would be. Like I said previously, it is different from one driver to the next based mainly on age, driving record, and location, and your choices of coverages.
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