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  #1  
Old 12-05-2006, 11:36 AM
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in debt? how much?

just wondering how much in debt other people around here are. excluding morgages, and school. more interested in credit card, and car payments.....
me,
$440 dollars for a credit card that i ordered suspension on
$2200 still owed for my rx7...

total debt, $2640, not bad

average american is like 8k or something.... probably more..
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Old 12-05-2006, 11:40 AM
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Re: in debt? how much?

$0.00
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Old 12-05-2006, 11:41 AM
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Re: in debt? how much?

0? thats where i wanna be, f'in sweet!
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88 10th anniversary rx7 and company h2.
[IMG][/IMG] [IMG]
atkins streetported 3mm seal engine, act clutch, lightweight flywheel, downpipe, straightpipe, greddy power extreme exhaust, hks ssqv blow off valve, short shifter, tein flex suspension, energy bushings, bonez intake, new brakes, rotors, toyo tires, mazdaspeed replica seats
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Old 12-05-2006, 11:43 AM
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Re: in debt? how much?

Credit cards =
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Old 12-05-2006, 11:51 AM
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Re: in debt? how much?

found that out the hard way, ran up 3 grand in a few months. paid minimum payments for like a year, then had to have grandma help me! my mom was pissed when she found out how much grandma gave me....
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88 10th anniversary rx7 and company h2.
[IMG][/IMG] [IMG]
atkins streetported 3mm seal engine, act clutch, lightweight flywheel, downpipe, straightpipe, greddy power extreme exhaust, hks ssqv blow off valve, short shifter, tein flex suspension, energy bushings, bonez intake, new brakes, rotors, toyo tires, mazdaspeed replica seats
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Old 12-05-2006, 12:03 PM
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Re: in debt? how much?

$2350 to be exact split between 2 cards.
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Old 12-05-2006, 12:05 PM
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Re: in debt? how much?

damn, u even owe bout the same money as me? what is your deal man? inpersonator? hahaha
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88 10th anniversary rx7 and company h2.
[IMG][/IMG] [IMG]
atkins streetported 3mm seal engine, act clutch, lightweight flywheel, downpipe, straightpipe, greddy power extreme exhaust, hks ssqv blow off valve, short shifter, tein flex suspension, energy bushings, bonez intake, new brakes, rotors, toyo tires, mazdaspeed replica seats
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Old 12-05-2006, 12:10 PM
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Re: in debt? how much?

Quote:
Originally Posted by ghostrx7
found that out the hard way, ran up 3 grand in a few months. paid minimum payments for like a year, then had to have grandma help me! my mom was pissed when she found out how much grandma gave me....
A long time ago I was in the credit card trap once...ONCE. I don't have any cards anymore.

Only way out of that trap is to not use it anymore, pay 3x the minimum payment (at least) until it's paid off, then move to the next one, rolling what you paid to the previous card into the one you're paying off next.

Or grandma.
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Old 12-05-2006, 12:18 PM
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Re: in debt? how much?

haha, yeah, ill stick to my debit card, the other day my mother was asking me to buy a ticket to florida to see her. i told her i was broke, so she said get a credit card! i was telling her i will never get one again! kinda funny tho
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88 10th anniversary rx7 and company h2.
[IMG][/IMG] [IMG]
atkins streetported 3mm seal engine, act clutch, lightweight flywheel, downpipe, straightpipe, greddy power extreme exhaust, hks ssqv blow off valve, short shifter, tein flex suspension, energy bushings, bonez intake, new brakes, rotors, toyo tires, mazdaspeed replica seats
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Old 12-05-2006, 12:23 PM
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Re: in debt? how much?

Not counting school, I owe less than a grand, mainly to misc. family members. With tuition, I probably owe close to 8 grand (and I'm in my sophomore year...).

The nice part is that I have a nice grandma too who stashed away a ton of CD's in the bank that will mature at about the time I graduate. Not only will I get my school debt paid off, but I'll prolly have plenty left over for a down payment on a car or a house or something... but untill then I'm dirt friggen poor.

And I don't have a credit card as of yet. I might get one over the summer to build credit by buying gas with it...and having a way to get emergency car parts would be nice too...
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Old 12-05-2006, 12:34 PM
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Re: in debt? how much?

thats what i said till emergency car parts ended up being new racing seats, stereo system, intake, engine, etc...hahaha
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88 10th anniversary rx7 and company h2.
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atkins streetported 3mm seal engine, act clutch, lightweight flywheel, downpipe, straightpipe, greddy power extreme exhaust, hks ssqv blow off valve, short shifter, tein flex suspension, energy bushings, bonez intake, new brakes, rotors, toyo tires, mazdaspeed replica seats
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Old 12-05-2006, 12:43 PM
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Re: in debt? how much?

Well if ya don't count school I'm right up around $500 on my only credit card.
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Old 12-05-2006, 12:55 PM
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Re: in debt? how much?

I pay off the credit cards each month. I've paid every revolving debt off I've ever had and only have one left - mortgage on the last house. Learn to live within your means and not what you think those means should be.













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Old 12-05-2006, 01:31 PM
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Re: in debt? how much?

Quote:
Originally Posted by ghostrx7
0? thats where i wanna be, f'in sweet!
it's easy when college is free and you don't actually own a car.
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Old 12-05-2006, 01:43 PM
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Re: in debt? how much?

Quote:
Originally Posted by 2.2 Straight six
it's easy when college is free and you don't actually own a car.
Being 17 must help alot as well.
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