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#1
08-15-2002, 05:22 PM
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I wrecked last night!
Took a sharp right bend and my tire blew. Spun all over the place before going for a really bumpy ride.
I'm somehow fine, but my car's messed. My insurance company wants me to get an estimate, and go from there. There's some minor body damage, and the front bumber is bent up, and the windshield is cracked. It sounds like something is rubbing in the right rear tire area, so I think at least the rear suspension is bent. They say it may be totalled, but will depend on how much the damage is. Does anyone know what the limit is for it to be totalled? 
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#2
08-15-2002, 05:32 PM
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I think if the damage exceeds the blue-book value, it's considdered totalled...
Did you hit something or just spin out? Sorry to hear about it.
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#3
08-15-2002, 06:01 PM
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Damn dude, sorry 2 hear about that....
Yeah, check Kelly Blue Book (kbb.com) for the value of ur car and if ur estimates go over that then ur screwed. I'm not sure which value they look at but i'm sure u could ask ur agent.
__________________
1993 Civic Coupe EX 1997 Chevy Suburban LT “It's all fun and games - Until someone loses an eye"
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#4
08-15-2002, 06:41 PM
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Sorry to hear about that also, how much are u paying for full coverage per year??
__________________
Black 90 Civic Si Hatch- -Alpine 7893 Deck -Civic HX Rims -Clear Corners and Bumpers -Pioneer 3-ways Planning..... -B16 or ZC -All the Bolt ons -lowering springs/shocks -Full interiors with 4 channel Amp -New paint job????
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#5
08-15-2002, 06:43 PM
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when mine was totaled last year it had $3500 worth of damage to it
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#6
08-15-2002, 08:54 PM
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that sucks!!
From what you have told me so far, here are my estimates New windshield about $100 at a junkyard Rear suspension, ask about it when you are at the same junkyard As far as the body work goes, I dunno how messed up it is so I couldnt tell you
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 AF Bay Area Crew 97 Toyota T100 xcab 3.4l v6 5spd 2wd
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#7
08-15-2002, 10:12 PM
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they total it if the damage is 50% or more than the bluebook value of the car. when i wrecked in dec there was $2500 damage
 and that was enough to call it totalled.
__________________
"hi! my name is Lady, and i'm a HONDA-holic" ..don't make me send Setanta over in his Waambulance to give you an aloe tissue for your sensitive nose!  *~  ~> USeR GUiDELiNeS*<~ ~*I <3 the G Ride ~*~ I <3 OLD SKooL
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#8
08-16-2002, 12:55 AM
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I hit a small embankment, and a tree.
I don't know why they are so mucj cheaper, but I'm only paying 936 or something a year, and they gave me full coverage and it covers custom parts and all kinds of goodies, and they even offered me a rental car. My deduct is 100 comp, 250 collision. Most other places quoted me like 1200 a year for just liability. I guess different company's go by different amounts for totalling. They don't want junkyard prices, they want an estimate. The thing that I'm really worried about is that it's not the suspension, and that it's something more serious. I know the frameworkings on these cars is not that tough. The value of the car was more where I bought it (in CO, I live in PA), and I paid more than it is worth here because it was a gem. If they totall this, will insurance give me the kbb value, or what I paid for it?
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#9
08-16-2002, 08:17 AM
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damn man, sucks to hear that. But, while we're on the subject. Snatch the front lip off that beast and I'll give you some money for it. If it's in good condition. The lip and the mounting hardware.
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#10
08-16-2002, 08:59 AM
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If the car is totalled, I'll be sure to try to get ahold of it, and I'll part it out. It's really in great shape all around...only about 80k, and was pretty much spotless everywhere, inside and out. They'll be tons of good parts available, but sorry bro, front lip got muffed up pretty bad.
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#12
08-16-2002, 11:45 AM
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Quote:
damage pics on my car. ins co. said $2500+ in damage. i fixed it for: $100 - 2 fenders $250 - 5 hrs frame rack $50/hr (friend's shop) $600 - WW kit $300 - paint materials (still need to paint the car  )i could have fixed it cheaper if i skipped the kit and just got a bumper.
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"hi! my name is Lady, and i'm a HONDA-holic" ..don't make me send Setanta over in his Waambulance to give you an aloe tissue for your sensitive nose! *~ ~> USeR GUiDELiNeS*<~ ~*I <3 the G Ride ~*~ I <3 OLD SKooL
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#13
08-16-2002, 11:48 AM
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Quote:
__________________
"hi! my name is Lady, and i'm a HONDA-holic" ..don't make me send Setanta over in his Waambulance to give you an aloe tissue for your sensitive nose! *~ ~> USeR GUiDELiNeS*<~ ~*I <3 the G Ride ~*~ I <3 OLD SKooL
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#15
08-16-2002, 11:59 AM
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the total limit
A total is when it costs more to repair the car than the car is worth.
You sound like a little kid. Perhaps it's better if youre off the road for a while since its very clear youre a horrible driver. You are a menace to other drivers. Buy a bicycle.
__________________
I wish to have no connection with any ship that does not sail fast; for I intend to go in harm's way."
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