is your bike the only source of transportation?? and....

[kenwood guy]

is your bike the only way to get around for you i ask because ...well gas i know you guys pay far less then car and truck owners and it seems to me that now i see more bikes on the road im thinking of getting a gas saver ride to counter the gas hikes but im not sure if i should get a bike or a little crx and even then i got to look out for insurance im 20yrs and the insurance company loves my money which would be lower to insure???? (if i get a bike its going to be an entry level older late 90s early 2000 sport bike)

[tran_nsx]

it is now... i sold my car cuase it was acting up. figured that it would be all nice and warm by now, but apparently not

[kenwood guy]

Originally Posted by tran_nsx

it is now... i sold my car cuase it was acting up. figured that it would be all nice and warm by now, but apparently not

cali guy?? me too

[CreepingDeath94]

As long as you dont have to insure the bike, it would be cheaper as even the CRX would be expensive to insure because of your age and the group of people who usually buy a CRX are younger. If you get a bike to cruise around town on and its a 500cc or lower, youre definitely going to get better mileage than even the CRX. I averged 45-50 on my GS500E and it went plenty fast for town...a little light and scary on the interstate but it could handle even that speed.

If you dont mind getting wet occasionally, I used to ride mine every day because my car took a dump at the time. Its not that bad so long as you dont live somewhere that rains every day or in Alaska or something.

[kenwood guy]

Originally Posted by CreepingDeath94

As long as you dont have to insure the bike, it would be cheaper as even the CRX would be expensive to insure because of your age and the group of people who usually buy a CRX are younger. If you get a bike to cruise around town on and its a 500cc or lower, youre definitely going to get better mileage than even the CRX. I averged 45-50 on my GS500E and it went plenty fast for town...a little light and scary on the interstate but it could handle even that speed.

If you dont mind getting wet occasionally, I used to ride mine every day because my car took a dump at the time. Its not that bad so long as you dont live somewhere that rains every day or in Alaska or something.

so lets say I buy a bike used in full under 500cc I would not have to insure it???? that good news for me!!!

[Z_Fanatic]

No, it all depends on your state. Some state enforce it, some don't, it has nothing to do with CC. If you get caught without and states enforces it, the severity of situation will vary on state law, you could get a ticket fine or even bike being impounded. Also, you're not invulnerable to accidents just because it's less powered, so if it ever happens, forget the bike, but who's going to pay for medical bills?? People riding without insurance just realize they're taking that extra risk.

[kenwood guy]

Originally Posted by Z_Fanatic

No, it all depends on your state. Some state enforce it, some don't, it has nothing to do with CC. If you get caught without and states enforces it, the severity of situation will vary on state law, you could get a ticket fine or even bike being impounded. Also, you're not invulnerable to accidents just because it's less powered, so if it ever happens, forget the bike, but who's going to pay for medical bills?? People riding without insurance just realize they're taking that extra risk.

yes very true but cant a regular medical insurance plan cover the med bills or part by the way i live in california you must have car insurance i dont know about motorcycles

[CreepingDeath94]

Yea, Im in Florida. Here we have to have car insurance too but not motorcycle if it is owned and not a bank loan.

[Z_Fanatic]

Originally Posted by kenwood guy

yes very true but cant a regular medical insurance plan cover the med bills or part by the way i live in california you must have car insurance i dont know about motorcycles

If you're talking about health insurance, then you'd have to talk to that agent in regards to automotive accidents, they may or may not cover it. Also, remember that if you're the person who causes the accident, and not the victim, then how are you going to pay for damages caused to other vehicle and/or it's occupants? If you simply have the car insurance, it won't transfer to motorcycle if you happen to be riding at the time. And depending on the bike, the insurance can sometimes be much higher than that of car premium. That's why a lot of people who are purchase used bikes just opt for liability and not full coverage. If you're in state without mandatory insurance for motorcycles, then you're fine, but on personal level you're still taking those extra risks.

And realize that if you do get into an accident in Florida (or state without mandatory insurance), whoever is at fault, the cop is going to fine you for not having an insurance. You don't HAVE to HAVE insurance for a motorcycle, but if you do get into a crash, then you're in trouble. It's a catch-22.

[kenwood guy]

If I can get it without insurance or very low liabilty then owning a bike is cost effective for me

[Z_Fanatic]

Yeah, liability on a used bike is very cost effective. In the case of accident, it will pay for some or most of your medical bills (depending on deductible) and limited amount to the other driver (if you're at fault). In most motorcycle collisions, the rider isn't at fault. However with liability only, they're not going to pay a dime if your bike is damaged or wrecked. For a new bike, full coverage is must. Although, if you're starting out, getting a new bike is never a good idea.

[kenwood guy]

Originally Posted by Z_Fanatic

Yeah, liability on a used bike is very cost effective. In the case of accident, it will pay for some or most of your medical bills (depending on deductible) and limited amount to the other driver (if you're at fault). In most motorcycle collisions, the rider isn't at fault. However with liability only, they're not going to pay a dime if your bike is damaged or wrecked. For a new bike, full coverage is must. Although, if you're starting out, getting a new bike is never a good idea.

if your not at fault and your bike is a lost would be taken care of by the other party involved?? assuming they have at least liablity

[aussieidiot]

insurance aside.......

i used to commute on my '96 gsxr750. some days you want a car. don't be fooled into thinking bikes are cheaper. they can be more expensive when you start to get into it. tyres don't last as long. you need to by decent protection if you commute. you need to get changed whenever you get where your going. you do get wet and caught out without wet weather protection.


riding bikes isn't always about a cheap mode of transport. for most its a lifestyle choice. only riders know the feeling

[kenwood guy]

Originally Posted by aussieidiot

insurance aside.......

i used to commute on my '96 gsxr750. some days you want a car. don't be fooled into thinking bikes are cheaper. they can be more expensive when you start to get into it. tyres don't last as long. you need to by decent protection if you commute. you need to get changed whenever you get where your going. you do get wet and caught out without wet weather protection.


riding bikes isn't always about a cheap mode of transport. for most its a lifestyle choice. only riders know the feeling

I do agree with that but a motorcycle is something I have wanted for a while now untill I make more serious money it might have to wait a while but research is the next best thing for me

[jeffcoslacker]

Here's an idea...stay away from sportbike models!

New rider, 20 years old with a sportbike. Hear that sound? It's your insurance company getting a woody.

Get a standard or a cruiser for a first bike. My liability insurance on a '95 Intruder 800 is less than $120 a YEAR. And it gets 45 mpg or better.

Why does everybody wanna start on a sportbike?