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#1
02-13-2006, 01:29 PM
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insurance on a new bike
does anyone know if u MUST have comprehensive and collision coverage when buying a new bike....or can u have one or the other...or u have to have both..with both of them for me..it cost damn near 8000 a year to cover a new motorcycle
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#2
02-13-2006, 01:45 PM
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Re: insurance on a new bike
You must be under 25 and unmarried......Get prepared to get a$$ reamed without lube and no reach-around...
__________________
2007 Certified DaimlerChrysler Service Technician... True blue GM at heart.
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#3
02-13-2006, 02:06 PM
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Re: insurance on a new bike
it varies state to state and whether you're financing the bike or not. if you buy the bike outright you only need liability, if you're financing it there may be other restrictions. like here in NY i need to have pretty much full coverage since i'm financing my bike, and i'm paying $1300 a year for it.
also how old are you? $8000 is astronomically high, you could buy a new 600 sport bike every year with that money.
__________________
BP's Rides; - 2005 Kawasaki Ninja ZX6R- Mods: ECU Jumper, Akrapovic Slip-on, Power Commander III, 8000K HID's. - 2K2 Maxima 6 Speed-Mods: Advanced Timing, Cattman Cat-back Exhaust, H&R Springs, Tokico Illumina Struts, Konig Theory 19" Rims.    
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#4
02-13-2006, 02:16 PM
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Re: insurance on a new bike
In AR, you have to have insurance on any vehicle before it even leaves the lot, and full coverage if it's financed. I payed next to nothing to fully insure my old '03 Suzuki 600 gsxr, but I'm almost 26 and divorced..
__________________
2007 Certified DaimlerChrysler Service Technician... True blue GM at heart.
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#5
02-13-2006, 09:00 PM
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Re: insurance on a new bike
You need to shop around for an agent who will work for you (preferrably one who rides!). I was with Progressive Direct then I found a local agent who gave me a better rate and better coverage for both of my bikes (still with Progressive, go figure). I do a lot of long distance touring/ rallies so I need the added/ additional coverage.
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