Can't afford GS or GS-R insurance :(

[P30n]

People want 240/mo right now for a GS-R and 210/mo for a GS. But right now I have my chevy camaro v6 and they are 130/mo :x can't afford a gs or gs-r i'm soooo obummed any suggestions guys? 20 yr old male white none family on my own single etc

[superbluecivicsi]

i paid $220 a month on my 99 civic si when i was 19. i had three tickets then.

[pacman99]

suggestion: be happy lol. I'm 19, have around 2 years of driving experience, no tickets, no collisions (all thanks to God), nothing. Perfectly clean record. On my 2000 GS, I pay $535 canadian/month!!!! This is solely under my name as for some weird reason I can't add a 3rd car under my parent's current insurance plan.

[pepsihatman]

I pay about $1000 a year total for my car. I'm 21, male, live in North Carolina, US and it is my own seperate policy.... I only have 4 years of driving experience. One ticket, but it doesn't show up on insurance points.

[knorwj]

damn 240 a month sounds really high. When I was 16 I was gonna buy a used cobra mustang and insurance quoted me about 259 a month so 240 for someone who is 20 for a much less sporty car seems crazy.

Now I'm 23 and I pay about 100 bucks a month for my gs-r (of course its a little older though)



actually just thought about it is the 240 just for liability or does that include collision and all that stuff? Because all my numbers were for liability only.

[P30n]

I'm sorry I didn't clarify. 240 for full coverage..

But the thing is the 130/mo with my Camaro is 130 with full coverage.... But they are both the same sports-car-coupe class.. WTF??? stupid BS

So yeah I can't afford one now thats wayy to expensive for someone who lives off of pennys found in the sofa. (not really but i live in SoCal alone so thats a grip of $$)

[Ace$nyper]

your in so cal every other honda is stolen that explains it.

Your area is THE biggest thing about insure. hondas are a ton over there isnt much you can do really.

look into v8 carmaro prices

[P30n]

I need a honda for reliability. Camaro is falling apart on me. so considering a 94 Ex Sedan now. cause they have AC

[Chad51]

My insurance really sucks too. $404/m Canadian for a '92 RS WITH OUT collision and I'm 19 with over 3 years driving experience and nothing more then one minor speeding ticket.

[pepsihatman]

Originally Posted by P30n

I need a honda for reliability. Camaro is falling apart on me. so considering a 94 Ex Sedan now. cause they have AC

Just out of curiousity, what year is the Camaro?
Civics are nice cars (They handle really well for an economy car) Especially the ex, it has enough power to get out of its own way if you really need to. Don't get me wrong, stock they are definatly not race cars meant to go fast (SI's are a different matter, they were made to be a sports car). If you like cornering, you will be pretty happy with the civic, especially if you put a little money into suspension. But this is all just my opinion.

The best advice I can give you is to drive one and figure out for youself if you like it!

[nick bamberger]

Since its full coverage, I would guess that the value of the camaro is less than the value an integra. That would be the reason for the price differences. If you wrecked the integra, it would cost them more to replace it, than if you wrecked the camaro.

[vtecsol]

pretty sure ace$niper has it covered. the value of the car is not as important as the likelihood of it being stolen. btw i pay $450 for 6 months liability on my sol (how it is not classified as a sport coupe I still don't understand). 18 in MN.

[spaminator]

i pay $90 a month on my DA for liability and I have at least 3-4 tickets. Go figure. also had 1 major accident

[nick bamberger]

yeah i see where he said that now.. i skipped about half of the post. didnt see his location