I Need An Answer...

solaris=amazing · #1 08-14-2005, 02:23 PM

Hey everyone, i didn't know where to put this...so here goes..

Last year my uncle died...which was horrible in itself, then the bill collectors...... Basically, my uncle had a civil service job, union and all.. He had a house in a nice area, that he was still paying bills for..mortage etc.. On top of that, he had other outstanding bills, like credit cards, taxes for the house etc..

When he died, it said on paperwork (the will or something) that my grandma (his mother) was the executor of the house IN CASE something happened to him (dying).. Ok, here's the f**ked up part..my grandma was stuck with all these bills now, that my uncle had...she got letters from bill collectors etc...she had to pay off the house and eventually sell it cause it was too much to handle..

Is that normal..? I thought when someone dies, the bills or whatever gets squashed basically.. WHY the hell did my grandma have to pay all this stuff..? My uncle had like 200K that was split in 3 to his fiance (engaged)..my mother..and my grandma..maybe they (bill collectors) knew this and figured "hey, they got money..lets get them"..

I seriously believe my grandma got f**cked in plain english..

PS, here's the kicker...my grandmother is not a "truthfull" person...i don't mean to say that, but it's true..(past money issues/compulsive gambler..literally.).. I get the feeling sometimes that she lied about the whole thing, and didn't want MY mother to have some of the money MADE on selling the house...which is what my uncle would have wanted. He loved my mom more then anyone in this crazy family. Basically, i don't think she had to pay any bills of that house...and lied to us.

solaris=amazing · #2 08-14-2005, 02:30 PM

BTW, my mothers 3rd of that 200K (roughly $66,000..) was put in a fund, and she cannot touch it because she is on (for the past 8 years) disability for chroehns disease (i do believe i spelt that wrong)...

BUT, this we do not know at all....my mom NEVER seen any paperwork on that...NOTHING. One day she went with my grandma and had to sign over her check...?? WTF..?

I just don't understand how my mom has over 60K in a "fund" yet cannot use it to buy food...NOTHING..

public · #3 08-14-2005, 02:45 PM

Yep, It sucks, but it is normal. In America people want their money. I work iin a hospital and hear peoples stories all the time. I had a friend 22 years old get hit by a car on his bicycle. The driver did not stop and his bills were over 100k. He was on his way to work at Pizza Hut so you kow he had tons of cash...He said the bill collectors were horrible, blaming him for everything and demanding their money.

solaris=amazing · #4 08-14-2005, 02:52 PM

Yeah but i'm talking about when someone DIES. Plain and simple.

Sorry for your friend though, i had a friend in hs that was hit by a van...said it felt like 5 major league guys hittin him with a metal bat all at once....ouch..he was ok though.

Igovert500 · #5 08-14-2005, 02:54 PM

Yeah, it sucks, but that's the way it is. Some loans you can opt for a clause that states if you die, the debt is dropped...however this option generally costs you an extra percentage in payback. For example I did it on my car loan (13k) and it cost me an additional $300 or something.

What also sucks are the lawyers who deal with things like this. After taxes taking a large percentage of the money being divided up, the lawyers bleed out another 25% with their 'fees'. Your lucky if you end up with 25% of whatever anybody leaves you anymore.

And I'm sorry for your loss.

solaris=amazing · #6 08-14-2005, 03:32 PM

Thanks alot, i honestly had NO ONE to ask about this sort of thing, i appreciate it..

sganc4life_4 · #7 08-14-2005, 05:36 PM

Too bad bills arent squashed, its just like those life insurance commercials tho. From one of my highschool years in economics and business law, the person who passes and has any type of bills, outstanding or a small one, have to be paid by family members....I forget exactly what it said but thats the jist of it.

ec437 · #8 08-14-2005, 05:39 PM

Its probably a good thing. Otherwise someone with a terminal illness (is that the correct term? I have no idea) would just go out and buy like 8 ferraris and then drive one off a cliff or something, and then ferrari would get the shaft. Have that happen enough times and bad things happen to the economy.

imtheoneandonlyD · #9 08-14-2005, 11:57 PM

Hmm, my mom passed away a couple months ago and we got one of her credit card bills with like 2500 left on it. We called the place and told them she had passed away and they told us to send a death certificate and they would close the account. But i dont think that is anywhere close to the same as a house.

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