Insurance?

longlivetheZ · #1 07-25-2005, 11:14 AM

What are the insurance requirements regarding motorcycles? I live in Kentucky. I've heard that motorcycles aren't required to have insurance if you wear a helmet. This sounds kinda stupid, but I dunno...it might be true.

Aces0vr8s · #2 07-27-2005, 07:47 AM

that sounds dumb...call an insurance company and ask

speediva · #3 07-27-2005, 10:58 AM

It varies state-by-state, and even by age... Call an agent and ask.

therealrayman · #4 07-27-2005, 12:54 PM

yes you have to have insurance, because if you hit or damage someone else car, whos gonna pay for that? I know i wouldn't wanna cough up money like that. Mainly my insurance covers theft, vandalism, elemental.

longlivetheZ · #5 07-27-2005, 05:01 PM

Quote:

Originally Posted by Aces0vr8s

that sounds dumb...call an insurance company and ask

Might...but it's not...I said I HEARD that insurance isn't required on bikes. If it truely wasn't required, you'd see my happy ass cruising down the road on anything with 2 wheels that I could get my hands on...I don't care if I rish crashing into a bus and going splat like I bug. I HATE auto insurance that much. I know it would depend on age, what you're riding, where you live and all that shit, but I still wonder what it'd cost relative to cars. Thought someone here would be able to give me an idea, but I guess I'm going to have to call those mother fuckers...I hate talking to them.

I've been getting RAPED since I was 16...I'm now 22 and it's not much better. Didn't have a single accident till just last november and since then, they've (progressive...GREAT ins company, especially when you go through AAA like I did...until you have an accident...) been ITCHIN' to cancel me. The last straw was when I called them recently and asked them if I could mail my payment a day late (cuz the thing was due on a sunday...wanted to mail it monday cuz I had to cash a check first) and they said I could. They told me all I had to do was mail it and call them to make sure they got it and reinstate my policy. Called to reinstate my policy...just like I was told...they told me I couldn't.

If I could ride a bike for free, I would WITHOUT A DOUBT, buy something to ride around on DESPITE the risks of which I used to scoff at.

therealrayman · #6 07-28-2005, 12:35 PM

Quote:

Originally Posted by longlivetheZ

Might...but it's not...I said I HEARD that insurance isn't required on bikes. If it truely wasn't required, you'd see my happy ass cruising down the road on anything with 2 wheels that I could get my hands on...I don't care if I rish crashing into a bus and going splat like I bug. I HATE auto insurance that much. I know it would depend on age, what you're riding, where you live and all that shit, but I still wonder what it'd cost relative to cars. Thought someone here would be able to give me an idea, but I guess I'm going to have to call those mother fuckers...I hate talking to them.

I've been getting RAPED since I was 16...I'm now 22 and it's not much better. Didn't have a single accident till just last november and since then, they've (progressive...GREAT ins company, especially when you go through AAA like I did...until you have an accident...) been ITCHIN' to cancel me. The last straw was when I called them recently and asked them if I could mail my payment a day late (cuz the thing was due on a sunday...wanted to mail it monday cuz I had to cash a check first) and they said I could. They told me all I had to do was mail it and call them to make sure they got it and reinstate my policy. Called to reinstate my policy...just like I was told...they told me I couldn't.

If I could ride a bike for free, I would WITHOUT A DOUBT, buy something to ride around on DESPITE the risks of which I used to scoff at.

My driving record is horrendous (11 points), and my insurance only cost 369.00 for the whole year, which isn't bad for me.

o|||||||o · #7 07-28-2005, 01:13 PM

If you are going to look into motorcycle insurance check out State Farm. They are the cheapest by far here in Pennsylvania.

longlivetheZ · #8 07-28-2005, 01:38 PM

I've heard great stuff about state farm. I'll look into it.

My driving record is quite good...especially for my age, and I get RAPED on insurance. I was paying what you paid for a year in 2 fucking months, rayman! AND THAT WAS FOR PIP!! That was a GOOD rate, too. When I was younger, ~$200+ a month was the norm. When I turned 21, it went down a LOT for some reason...didn't know it was supposed to go down when you turned 21, but it did...not complaining. Then, last november, I was in a horrific accident. At the time, I was paying...like...100 bucks a month for coverage on my 86 300ZX turbo...and I even had a bit of actual COVERAGE on it...which was nice. After the accident, I was SURE they'd jack my rates up cuz they're cunt rags like that. They surprised me...they didn't raise the rate...instead, they cancelled me at first chance. Before I was cancelled this last time, I was paying ~195 a month just to be legal. What a fucking rip. I hate insurance...the VAST majority of the time, it's nothing more than the biggest waste of money in the world.

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