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  #1  
Old 07-20-2005, 03:58 PM
buvelianhappard buvelianhappard is offline
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No insurance

I am 16 and my parents won't pay for insurance, so pretty much I cannot drive a car. What would happen if I drive without insurance? Would my parents get in trouble for it ?


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Old 07-20-2005, 04:46 PM
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Re: No insurance

No. You would. If you really want to drive, get a job.
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Old 07-20-2005, 04:55 PM
buvelianhappard buvelianhappard is offline
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Re: No insurance

I would, but I need a car to go to and from a job. And, I cannot afford or get the insurance unless it is on my parents policy.
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Old 07-20-2005, 05:07 PM
flatlander757 flatlander757 is offline
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uh, get a job and pay for insurance on your parents' policy. its that simple.

i know you said they wont pay for your insurance, but you can still be on their policy, you just pay them.
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Old 07-24-2005, 04:36 PM
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Re: No insurance

If you drive without insurance, you are just plain an idiot. I'm sorry, don't mean to insult you, but that is the bottom line. You are seriously endangering you and your family's financial welfare.

Consider if you hit someone and cause serious damage to their health. Where do you plan to get the hundreds of thousands of dollars to pay their medical bills. I believe, as a 16 year old, they can go after your parent's money and even house. Don't know for sure, but it sure seems likely.

Don't be stupid, don't drive uninsured.
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Old 07-24-2005, 05:54 PM
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Re: No insurance

Don't do it. An uninsured driver cost me $1,600 a couple of years ago when he slammed into my parked car in front of my house.
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Old 07-25-2005, 07:30 AM
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Re: No insurance

A lot of people think that when they are not paying for insurance that they are driving without it. I'm here to tell you that you are never without insurance. If you decide to not pay a second party for insurance, you have made the decision to be "self insured". There are a lot of states that will not allow you to be self insured and you must prove you have second party insurance. But in the end, most states have laws to determine who is responsible if you do not have second party insurance(or are under-insured) -- usually, you, your parents, or a combination thereof.
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Old 07-25-2005, 08:41 AM
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Re: No insurance

and in the context of this thread in which the author is a 26 year old with no fixed income this means...?
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