any good online payment calculators???

[dmorlow]

I'm wondering how long it's going to take me to pay off my new car. I'm trying to find a payment calculator somewhere online that I can enter in how much I owe and the interest rate and it will come back to me and say if I want to have the car paid off in 3 years, I need to make this much of a monthly payment on it. If I want to have it paid off in 5 years, then I need to make such and such payment on it every month, etc. Is there such a calculator out there? I see a lot of them that ask me how much I bought the car new for (which is completely irrelevent in my case) and how many miles are on the car (again competely irrelevant). I just need a really simple calculator for this. Or does someone know the equation? Then I'll figure it out myself.

[Shadetreeme]

I think this is what you are looking for.

http://www.bankrate.com/brm/calculators/autos.asp

Hope this helps.

[slacker_53]

Or here

http://www.defenselink.mil/mapsite/carpay.html

-slacker

[bigrod118]

why didnt jsut figure it out yourself, since you already making payments and have the car, you should know how much you have paid off and how much you have left to pay off, so take that figure and divide it by how many months you want to pay it. say $20,000 in 3 years(36 months), you would need to make $555 per month payments. since you already got a loan for the vehicle you really dont need the interest rate.

[dmorlow]

Well, seeing they are charging me 4% APR interest, I need to factor that in and that is why I needed an online loan calculator. I have a balance I need to pay and they factor in interest in each month. But I figured out if I pay $400 a month, I'll have my car paid off in 5 years which means I'll have a warranty on the car the whole time I'm making payments on the car.