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#1
06-22-2005, 12:12 AM
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insurance on first bike?
Ok i'm looking at buying a 1994 CBR 600 F2 for extremely cheap... it has no comsmetic damage but the owner says it needs a new clutch and battery. is it worth buyin? how much would a clutch / battery cost? and how much would insurance be? thanks!
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#2
06-22-2005, 06:35 AM
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Re: insurance on first bike?
Well... Insurance can go either way. You may get it cheap and it could be VERY expensive. Personally, I have State Farm for my auto insurance and my bike insurance is DIRT CHEAP. I know that there are other companies out there that wanted close to 10x what I am paying with State Farm.
As far as the repairs are concerned... The parts are inexpensive, and the battery install is easy. You better know what you are doing if you are going to do the clutch yourself.
__________________
2004 Jeep Wrangler Rubicon (Modified a lil' bit) 2003 Honda VFR 800 (All stock w/ABS, just like Honda built it) 2001 Ford Crown Victoria Police Interceptor (It looks like a cop car because it is one) 
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#3
06-22-2005, 08:30 PM
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Re: Re: insurance on first bike?
[quote=o|||||||o]Well... Insurance can go either way. You may get it cheap and it could be VERY expensive. Personally, I have State Farm for my auto insurance and my bike insurance is DIRT CHEAP. I know that there are other companies out there that wanted close to 10x what I am paying with State Farm.
QUOTE] what determines if you pay out the @$$ or if you get off easy? i too am concerned about insurance for a first bike. In my case, though, it would be in conjunction with my first car, so it will be one of my first vehicles, i plan on having a bike and a car, any body have experiences with a 16yr old wanting a bike?
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#4
06-23-2005, 06:28 AM
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Re: insurance on first bike?
The company is the biggest factor... After that you have to consider your driving record, the vehicle you are attempting to insure, and your location - just like a car.
__________________
2004 Jeep Wrangler Rubicon (Modified a lil' bit) 2003 Honda VFR 800 (All stock w/ABS, just like Honda built it) 2001 Ford Crown Victoria Police Interceptor (It looks like a cop car because it is one)
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#5
06-23-2005, 09:11 AM
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Re: Re: insurance on first bike?
Quote:
1 accident w/ defective vehicle violation 2 speeding 5-9 over 3 defective vehicle violation i went to 3 before i found one American Family - doesnt cover sport bikes in my area they are "too dangerous" State Farm - too many tickets... of course they took my first month's premium and didnt give it back because "i was insured"  Progressive - WOO HOO someone that accepts people that have tickets and have a sport bike... with full coverage and 500 ded... 1750 per year.. so kinda crappy but hey i got my bike 
__________________
Life has its little suprises... and sometimes you with you could return them. 2006 CBR 600rr 1996 VW Golf GTI (2.slow) 1978 Chevy C-10 (350ci)
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