insurance ??

[thre3kgt811]

i know this has been addressed probably many times but i wanted to be specific with my question. is there any 18 year olds or around that age with an sl in new york that could tell me how much they pay for insurance for their car? i was just curious cuz im gonna hafta put my car in my name soon instead of my parents. thanks

[YogsVR4]

Just hit the online insurance shops for prices. No commitment to get it. The easiest way to find your answer instead of looking for someone who fits your profile.

[thre3kgt811]

good point thanks

[Gateway]

Being an insurance agent who actually works with new york insurance. I can already tell you that your insurance will be expensive as hell. Not only will your liability rates be through the roof, you also will have PIP on there (mandatory) that will be sooooo damn expensive due to your age.

FYI your insurance will be less expensive at 19 though at least.

[nysillestpr]

how much did you pay with your parents insurance?

[Gateway]

1) i never had my vr4 on my parents insurance (didn't buy the car until I was 23)
2) I live in Iowa, not New York, so insurance is dirt cheap. my 6 month prem for 2 cars combined is like 705/6 months.

[nysillestpr]

i was actually reffering to thre3kgt811

[thre3kgt811]

i think it was like, 1700 or something like that..i dont know exactly what kind of coverage i had. gateway any idea of a price range i might be paying?

[thre3kgt811]

oh and whats this mandatory PIP???

[Gateway]

it's a medical coverage that covers you for $50,000 of medical bills if you are hurt in your car, someone else's car, or as a pedestrian. it also carries a work loss benefit.

the price on your insurance depend heavily on 1) age, 2) sex, 3) location, 4) credit, 5) driving record, 6)vehicle.

I would recommend calling GEICO since in NY they have some of the best rates (if you can qualify for the preferred rate)

[thre3kgt811]

what are the criteria for me to qualify for the preffered rate?

im 18 male 91 3000gt sl from suffolk LI NY

[Gateway]

good credit and a clean driving record

[Igovert500]

Do a search, as this has been addressed like 2,000 times. I live in NY with a vr4 and got my rates dropped from 5k a year to under 3k, by researching every deduction possible. I listed a bunch of deductions in the other threads that you can use to lower your rates.

[thre3kgt811]

where in NY r u igovert?

[Igovert500]

Binghamton