Wow, insurance sucks

[Marc-OS]

Went to get a quote for my S14....$500 a month!!! Is anyone else paying anywhere near that amount for their S14?

[SHO411]

Dude, I was paying $350 a month for my firebird and I was only 19 at the time. Got my DL suspended then caught driving on a suspended DL, and my ins on a V8 6speed firebird was $450, and that is why I sold my Baby Bird. $500 on an S14, you must have been on an episode of Americas craziest drivers.

[sf_carfreak]

That's ridiculous. I know how much you pay depends on where you live,your driving record, what type of car you have etc. But 500 seems expensive. I live in the bay area which is expensive, but have a clean driving record so only pay 60 a month. That's the most basic coverage though...don't know what coverage you asked for though. Might want to check www.progressive.com and get a quote.

[vsiev]

get a co signer or be under your parents or something....helps with the discounts

[Marc-OS]

I have a clean driving record. 3 years, no tickets, and only one accident and it wasn't my fault. I guess the problem would be that I'm a 19 year old male living by himself. The insurance lady said that the main reason it was so high was because of the car itself. Apparently there's a rating system for cars, and normal cars are at a 10 or 12, the S14 is at 22.

[Zanark]

see what did I say a few posts back? Huh what did I say would happen if 240s got real popular and faggy ricers started to race and "drift" them. Huh huh huh seeeee its happening the insurance is sky rocketing. THe price is going up, and everything is going Crazy!! Soon every god damn 2 door 5 speed car in America that originated from japan is gonna cost more then a Z06 corvette for insurance. Just cause of gay gay gay gay gay!!! News coverage that only focuses on the bad. You God damn ricers Stop ruining shit for the rest of us!!!! All yee Burn in hell!!!! Burn Burn Burn!!!! Same for you street racers.!!

[Zanark]

faggy ass street racers who get caught. Stop Fucking shit up!!!

[J_Spec_NiTeMaRe]

Originally Posted by Zanark

I have no clue what I'm talking about and I don't have anything to contribute because I don't know anything about 240sx's, cars in general, insurance or street racing. Because of this I whine about every overly made-fun of negative stereotype in the modfier scene.

Wow, couldn't have said it better myself.

[Zanark]

Ah damn man yah know your exactly right! *pats you on your head* thanks for clearing that up for me

[saikou240]

i don't think the car itself is the only thing that's causing your insurance to be excessively high. yeah, like you say marc, it's most likely due to the fact that you're a 19 year old living by himself with a sports car. think about that man from the point of the insurance agency. i'd say that equals high ass insurance premium. but...is that just for the state minimum? cuz even that is really high.

sure sign that i'm getting old: all high schoolers are immature punks to me. i hate my neighborhood when i come back home from college. it's filled with idiotic high schoolers who waste their job money on worthless mods for their civics, CAVALIERS (?!) and neons. man, i know i shouldn't be like zanark and complain about them, but damn! kids need to find something better to do with their time and money.

i blame those damn fast and furious movies. and it's time for my prune juice.

[Zanark]

lol damn it Im not complainin. Im just yah know voicing my opinion theres a difference. And you knoooooooow its true so yeah Im glad you agree with me. I personally dont care that people street race or mod there cars or blah blah blah its just when they fuck up and wreck it/hurt someone/ etc, that insurance goes up on those certain cars the popo starts looking out for that kinda shit and etc. Sooooooo dont take it like im complaining. NOw if I was complaining Ide bitch and bitch and bitch about this kid down the steet who has an integra with a Gt-R emblem on it . Thats wrong in oh so many ways. and if I was to bitch ide comment on how bush is fucking up the economy and how coke heads shouldnt be allowed in office. Or Ide complain about my less then perfect love life or how my right toe is just a tad longer then the left. Or Ide just bitch about how when ever Im fucking a girl she never lets me put it in her butt D=< Now thats what Ide complain about. But this car shit? Naaaaaw Im not complainin.

[Zanark]

oh and just to help dude out with his insurance question, hey man Im paying $750 a month for my insurance as of now well my mom is and the only thing we have insured is her blwon engine 96 rav4 and a 2000 rs Eclipse. When I had y camaro it was around $850. Sooo you dont exactly have it that bad lol.

[240sxAddict]

my mom pays 186 for my 95 240sx her 02 camry and her 93 civic liability for 240 and civic and coverge on camry

[J SPEC SilEighty]

Originally Posted by Zanark

oh and just to help dude out with his insurance question, hey man Im paying $750 a month for my insurance as of now well my mom is and the only thing we have insured is her blwon engine 96 rav4 and a 2000 rs Eclipse. When I had y camaro it was around $850. Sooo you dont exactly have it that bad lol.

Wow, you live in a family full of idiots if you're paying 9 grand a year for insurance on 2 cars.

[Grenyaer]

Yeh im totally confused as to why your paying so much. I'm 21 yrs. old, live alone, and live in Massachusetts which is suppose to be the worst state to insure anything because of our wacky laws. I have a perfect driving record as well. My yearly premium on my s13 is about $1300. Last year I was planning on buying a brand new WRX and I checked on the insurance it was still only going to cost be about $250 a month, so wtf is the deal with all the people who pay that much money? Is it your state, or your just getting fucked sideways by your insurance company..