Insurance?

[E.Mk]

Does automobile insurance allow for turbocharged/NOS?

I have a friend who've a turbo-charaged Subaru WRX coupe, and he was telling me how his insurance company gave him a hard time initially.

I believe that models like Eclipse GS-T is turbo from the factory, are insurance companies more likely to accept models like GS-T(factory set turbo) over say, a Eclipse(non-turbo) and then you install NOS/Turbo?

Do you have to pay extra, and if so, how much more?

[EclipseRST]

yes turbo cars are more expensive for insurance... although nitrous affects nothing and has nothing to do with the rates of you insurance!!! there is quite a big difference in a turboed cars insurance compared to a non turboed car! and it also depends on the year of the car, price, age of the owner! all that stuff but it is more expensive!

[Tomeek]

yup i pay for my 95gst 120 a month... my friend pays for his 95 GS 120 a month I think the girl on the phone liked my voice

[E.Mk]

Originally Posted by EclipseRST

yes turbo cars are more expensive for insurance... although nitrous affects nothing and has nothing to do with the rates of you insurance!!! there is quite a big difference in a turboed cars insurance compared to a non turboed car! and it also depends on the year of the car, price, age of the owner! all that stuff but it is more expensive!

whoa...can you give me a rough estimate here? Like a $100 more?

so... Nitrous will NOT affect insurance rates??

[E.Mk]

Originally Posted by Tomeek

yup i pay for my 95gst 120 a month... my friend pays for his 95 GS 120 a month I think the girl on the phone liked my voice

In this case, you got a stock GST? Or was yours a GS that you had modified to a GST?

I'm wondering if a GST(from factory) will cost more than say, a GS that has been modified to a GST later on.

If I'm gonna get serious about a Turbo car... I have to consider insurance

[EclipseRST]

but the question is how many tickets does your friend have! if he doesnt have any then he is getting ripped the fuck off!!! and does he have a loan on the car... there are a lot of things that come into play when you are dealing with insurance!

[Tomeek]

thats the thing, he got no tickets,he is older but he has his lizens for less time, plus when i got my car it was running under my parents name(back then) and now 2 years later i have my own under my name. REAL GST His is a GS and like i said no tickets

[scottsee]

well, im 24, clame single, and have my G/F & I m under a mulipal car discount policy, with 2 tickets between the both of us and pay 680 full coverage for 6 months for my 96 gsx. but i think it was twice that amount before i was with them a full year.

[kjewer1]

For my 91 escort, 96 mercury mystique, and the GSX, I pay 511 per year each. They dont charge me any more for the GSX than the other cars. I'm 26, and have a couple tickets. My tow vehicle on the other hand, 99 1 ton dually quad cab turbo deisel, I pay nearly 1200 for the year, with full coverage. My payment for this month is 820 BTW, which really pisses me off. But then its only 250 a month for the next 8 months. Insurance is a huge ripoff. There is no method to the madness, and they're all a bunch of crooks

[scottsee]

here here..

[1stGenRocks]

where do you live and who do you get your insurance from GSX racer? if you dont mind me asking

[E.Mk]

Originally Posted by 95 GSXracer

For my 91 escort, 96 mercury mystique, and the GSX, I pay 511 per year each. They dont charge me any more for the GSX than the other cars. I'm 26, and have a couple tickets. My tow vehicle on the other hand, 99 1 ton dually quad cab turbo deisel, I pay nearly 1200 for the year, with full coverage. My payment for this month is 820 BTW, which really pisses me off. But then its only 250 a month for the next 8 months. Insurance is a huge ripoff. There is no method to the madness, and they're all a bunch of crooks

I hear that insurance for drivers under 25 are charged more because they're "higher risk" or something like that, so you're probably getting the discount?

[1stGenRocks]

yea insurence is higher for under 25 IF they're listed as the primary driver. i get out for now because we have 2 cars and 3 drivers in my family so i'm not listed as primary for any of them

[ashah000]

Hehe.. I am on an occasional driver for a 94 aerostar.

Did someone say body-roll

[kjewer1]

I live in MASS, and get insurance with metlife. I never got any discount when I turned 25. The only discounts I remmeber were at 3 and 5 years experience, so 19 and 22, repsectively. Other state may be different though. I do remember that first discount was good for 800 a year though. I had the Rx7 back then and was paying 4 grand a year for it.