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  #1  
Old 01-09-2002, 08:43 PM
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Angry Uh, like that ain't cool!

I was sitting at my desk today (well I still am, but..) and my boss is standing by the window and he says "there's someone taking pictures of your truck!" I didn't believe him so I didn't jump up right away to look and therefore didn't witness it. I did see the guy drive away, but wasn't able to get plate or anything. All I know is he was driving a white Oldsmobile or soemthing...weird! If it had been another Xterra driver I wouldn't be so concerned, but this is kind of bothering me. My boss said he was taking pictures of my rear bumper, so I figure that's what he was interested in, unless he was taking pictures of my license plate! Obviously this hoser had seen it before since I doubt he was just driving by and happened to have a camera with him. Maybe I should go check the local Nissan dealer to see if there is a white Olds parked outside?

Am I just a paranoid schitzo? I don't know if I should be worried or take it as a compliment.
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Old 01-09-2002, 09:05 PM
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Take it as a compliment. He's probably trying to figure out where to get a bumper like yours.
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Old 01-09-2002, 09:58 PM
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Why wasn't he driving his Xterra if the guy has one? Seems wierd you'd drive up in an Olds to take a picture of the X? Maybe his Soccer Wife is driving it?
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Old 01-09-2002, 10:18 PM
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I'd take it as a compliment. Although there has been some theft in the seattle area of bolt-on SUV parts. You might want to make sure it is hard for something like that to unbolt. Apparently thieves come with tools and take the stuff off real quick in the unlikliest places.

My guess is someone liked it and wanted to take a pic so they could find the same stuff. Also small time writers n others will take pics like that on the run for various stories without paying any dues for photos etc.

Since its parked in front of the office I wouldnt worry, I leave mine in a lot downtown a lot and people are always touching it n stuff (and scratching it ).
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Old 01-09-2002, 10:19 PM
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Quote:
Obviously this hoser had seen it before
How do you know he's Canadian eh?
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Old 01-09-2002, 11:52 PM
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That's not weird

I was driving on the 520 coming to the Redmond exit, and had a 2000 Aztec Red Xterra in front and behind me. Chuck if you had been driving home it would have gotten really strange. :smoker:
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Old 01-10-2002, 12:02 AM
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Schlud,

Was one of them a Canadi 'uhh"n model like yours with PF wheels and a middle aged guy driving? I've seen that one going that direction. I came home on 520, but I was really late tonight. I think I got into Redmond about 6:45. If I had been there when you were, I think that would have been ALL the Aztec Red Xterras in the state!

OK guys...I won't worry about the guy taking pictures of my truck. I'll just have to get a "protected by S&W" sticker now so they think I'm a redneck and will leave my truck alone!
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Old 01-10-2002, 12:07 AM
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I don't remember. One had a WAAG and those stupid taillight guards, with a grey haired guy wondering what the hell was driving past him (me). The other was just a stocker.
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Old 01-10-2002, 12:34 AM
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insurance

speaking as an insurance guy here.
if someone steals your truck, the insurance company is going to only cut you a check for the blue book (nada book) value. so if your x is gone one morning all your bolt ons will not be replaced.
most people don't insure add on accessories. its not a bad idea because its not that expensive. its based on value of the item ( arb or winch or tunes) so all you need is a bill of sale or something showing the value and it can be insured. just an idea.
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Old 01-10-2002, 02:41 AM
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That's too bad for you guys. I know up here in Canaduh whatever you bolt to your vehicle (as a vehicle part of course) it's covered, with limits for certain things like stereos. Proof of purchase and installation is enough. I asked once about my bike rack and Yakima cargo box on my Civic. It was "part of the car" now and thus covered. Granted, if you have tons of expensive stuff (lockers, bumper, and those really cool NOS stickers) it would only make sense to document it well and at least notify your insurance company before anything happens.

But, evergreen, if you are an insurance guy ... well I guess you know best how it works in your neck of the woods and for your company. Are you saying if somebody buys bitching 22" mags for their Civic and it gets stolen, they're shit outta luck?
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Old 01-10-2002, 10:48 AM
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HERE in KY...

I have been told by my agent (who is also a trusted family friend) that anything bolted or securely attached is covered by theft. Say, someone pulls up one night and steals my bumper, as long as there was proof that I had an aftermarket bumper. Pics are great for this. Of course the cost must be more than my deductable and any claims on my policy will cost me a discount, so I will be paying for it for the next 5 years in higher insurance costs.

However, if the whole vehicle is stolen, then I would only get the blue book value. At least As I understand it. BTW, often times, BLue Book Values are not enough to pay off a loan on the vehicle, therefore extra gap insurance is nearly always a good idea.

Just my thoughts...
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Old 01-10-2002, 08:16 PM
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It could go either way Chuck. It could be someone who just liked the truck/bumper or it could be someone casing the truck/bumper. It might be wise to set up a little extra security, a club or shift lock, perhaps a tack weld here and there.

My insurance covers upto 1000 in add-ons. My current set-up is just a tad over that. When I get the SR skids, I'll be calling my ins co to have all my additional stuff documented and covered.

Just in case, last year I went to goto work and my 5.0 was gone. All that remained was some of my window and tint.

And yes. If you didn't put down enough or your paying off over too long a period, gap ins is good.
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Old 01-10-2002, 08:34 PM
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some will

some companies will replace items that are bolted on. the majority will not unless you added them to your policy. each company has different methods.
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Old 01-10-2002, 08:38 PM
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jens,
i hope your joking about the civic with the 22's. i have no idea how canada works for insurance.
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Old 01-10-2002, 08:46 PM
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jens, i hope your joking about the civic with the 22's
No, and my ride is dope fly phat shit so back off before I shizzy your nizzy.

I'm off to go drink some Corvoisier, now step off homie.
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