investments

[C2Z06]

Originally Posted by sameintheend01

Look at paypal's money market acct...money market accts give typically a higher return than a cd, but have a little more risk (MUCH less than stocks). Since paypal is online, they have a larger market to serve and lower operating costs so they can offer you even a higher rate/more options than a traditional money market acct. check it out, i have one.

Excellent post.

[crayzayjay]

Originally Posted by C2Z06

Types of NASD registration, employer restrictions or both?

I'm not in the US and I don't have employer restrictions but I could lose a professional designation I've worked toward for the last 3 years. Generally speaking though, I dont feel comfortable giving people tailor-made investment advice when I don't know anything about their situation.

Diversifying is a good start though

[C2Z06]

Originally Posted by crayzayjay

I'm not in the US and I don't have employer restrictions but I could lose a professional designation I've worked toward for the last 3 years. Generally speaking though, I dont feel comfortable giving people tailor-made investment advice when I don't know anything about their situation.

Diversifying is a good start though

I'm in the US, have NASD professional designations. I give broad statements as I've done here. But I'm not going to tell some one, put X amt is savings, Y amt in account #1 and Z amount in funds, 3,7&9 over various %'s. I've found that most people don't know the basics which is notgiving more on the "educational" side vs "advising" according to the SEC. So I stay broad and keep my mouth shut unless some one is telling some one to take their emergency money and risk loosing it all and then I'll say something.

But I certainly understand your hesitation on the subject. I love the business as well.

[crayzayjay]

Originally Posted by C2Z06

But I certainly understand your hesitation on the subject. I love the business as well.

The best thing is, no matter how old you are, you'll always be learning. I couldn't work in any other field.

[C2Z06]

Originally Posted by crayzayjay

The best thing is, no matter how old you are, you'll always be learning. I couldn't work in any other field.

If you stop learning you start perishing. Tax law reforms, change in currency policies and treaties between nations, evolving economic climates all have an impact. But in regards to long term goals, I have a saying I share with my clients who don't want to buy and hold in an appropriate investment, "Presidents and wars will come and go but the laws of economics will always remain the same. Screw the Presidents, we're investing for your goals and not theirs."

[C2Z06]

One last note in this thread...

I don't work at this investment company, but I love their investment philosiphies and outstanding set of ethics. They also have THE best online help for developing investment plans that I've ever seen. Here's the link.
http://flagship5.vanguard.com/VGApp/...vOVContent.jsp

Even if you don't invest with them, go to T. Rowe Price or Fidelity but use Vanguard's website to help you establish your plan. Otherwise you're throwing darts in a Hurricane.

[thegladhatter]

way to bring one back from the dead.

[ericn1300]

Originally Posted by thegladhatter

way to bring one back from the dead.

More like way to spam. This post violates AF guidlines.