New Jeep GAP insurance question.

[lstorm]

Just bought a new Wrangler Rubicon for $28290. I received a $2000 rebate, I put $3000 down, plus I traded in my old car for $6500. I'm trying to figure out if GAP insurance makes sense in this case because of the amount I actually put down? I'm confused because people have told me it depends on how much you put down as to whether or not GAP insurance makes sense. I found a place online that will sell it to me for $350, just trying to make sure it is the right move.