|
| Search | Car Forums | Gallery | Articles | Helper | Air Dried Fresh Beef Dog Food | IgorSushko.com | Corporate |
|
|||||||
| Philosophizing Throwing around ideas about life, the universe, and everything. |
| View Poll Results: What do you consider yourself? | |||
| Really rich |
   
|
6 | 12.24% |
| Medium Rich. |
  
|
11 | 22.45% |
| Middle class. |
  
|
29 | 59.18% |
| Really poor. |
  
|
3 | 6.12% |
| Voters: 49. You may not vote on this poll | |||
 |
 Show Printable Version | 
Subscribe to this Thread
|
|
|
Thread Tools |
|
#46
10-26-2004, 09:07 PM
|
|||
|
|||
|
Yeah, I read about that a long time ago and was retold also by the budget counselors to do that. So we started to do it and the extra bucks we put into it, the sooner it will be finished payed for. Kinda reminds me to do some number crunching in excel and see how sooner it will be payed off.
Figure a 30 year loan and I'm 41, yikes.  TS out
__________________
The more the members are involved in the process of development, the better we will be as a community of Automobile enthusiasts. Have a suggestion to make the community better, let us know. Remember, the "No" is always there, you are just looking for the "Yes" Members please read: Guidelines |
|
#47
10-26-2004, 09:22 PM
|
||||
|
||||
|
Re: Is being rich really a good thing?
Quote:
There is a calculator here that lets you find the difference extra payments makes: http://www.bankrate.com/brm/popcalc2.asp We have 2 loans. A first and a second because we did not have a downpayment. #1 is 30 years, $375.33 a month. #2 is 15 years, $145.12 a month I usually when writing the check, round #1 up to $400 and #2 up to $200. If I keep that up, #1 will be paid off in 24 years and #2 paid off in 8 years. And that is only by adding $80 a month to the payment, split between both. On my car, I had a 4 year loan (at a ridiculous rate) but I paid $50 extra a month for the 1st year. That actually knocked the term down to 3 years, saving me about $2800 over the life of the loan.
__________________
Just because offense is offered, does not mean you have to take it. |
|
#48
10-30-2004, 02:52 PM
|
||||
|
||||
|
Re: Is being rich really a good thing?
by that one link someone posted... i am considered upper-middle class... but who I consider to be upper-middle class are the kids whos moms do nothing and all have big SUV's and pick up their kids after practice... I dont really fit into that group... my mom works and drives a minivan... my dad works and drives a 1996 Cherokee... and we dont have the kind of money where I'm going to live at home the rest of my life and spend my parents money... it doesnt work like that... if i want to make it anywhere im gonna have to go to college and work my ass off
being rich would be nice... not having to really worry about anything finnancial... and having whatever car i want like my avatar 
__________________
 Level of Completion in GT4: 98.8% What's left: Missions 23, 34 <--Too hard My Boring Blog http://prideisasin.blogspot.com/ |
|
#49
11-19-2004, 08:25 PM
|
||||
|
||||
|
Re: Re: Is being rich really a good thing?
Quote:
that is upper middle class.... if u could live off your parents you'd be upper class |
|
#50
12-22-2004, 06:33 AM
|
|||
|
|||
|
Re: Is being rich really a good thing?
I am not working actually , I am just a student in School and I think I am Middle class but when I get in the university and Study Chemical Engineering , I will probably work at Petrol Company then I'll get a very strong salary ..
The Money is one of the reasons to make me Happy .. |
|
|
POST REPLY TO THIS THREAD |
 |
|
|
