Car's are the worst invesment in the world. I hate to say it, but it's true.
I'm going to keep this all anonimous, but I've seen some work by accepted CCS students. One of these guys won a scholarship there for his entry work. I honnestly have to say that his work was sub-par. It's looking good for me, no matter where I go

I am already getting help from people studying these courses, and I will continue that. I am also going to build serious contacts in this business, so that when the time comes to send off my 'folio, then I will get some professional pointers. Just some ideas, but I have heard that this kind of stuff works. And the love to see it on your CV.
ACCD isn't the only opion... There are other schools, CCS etc. There's also the option of studying in Europe, the heart of design. There are several ones in England, and some others throughout Europe.
This is an entire new discussion for an entire new day.