[Ray paulsen]

I like your question, and it will most likely have 2 very different answers being from an older person or someone being around you age, I will answer from the old school.

Consider yourself lucky your dad provided you with wheels, yes it's old but it's transportation " lacking in power ? " yes " but it gets you from point A to B.

As for you buying something without a credit rating and a present job is totally out of the question, if you were my son here is how I would help you.

Yes,,, Get a job and show dad a monthy saving over 6 months, I would then co-sign for another vehicle to match your monthly proven savings, and your 6 month saving would go towards Insurance and down payment.

PS,,, You thinking Mustang or Camaro, LOL, so would I at your age, but let's consider Insurance first for these muscle cars prior to being pulled from the front or rear as a factor.