crapy resale value.

[daveshapellSVT]

like i said the money you use to put down you can just negotiate. i completely agree that financing is a huge scam and thats the real problem, but at this point i can't get out of it. i owe 12,356 on a saturn worth 5k. only way to get out of this is to come up with 7500 bucks and try to sell the saturn privately, which who the (Censored by Moderator) is gonna buy a saturn, i'll be selling that thing for yrs. i realized that nomatter what you do, or how much you put down your always loosing out and you'll be upside down unless you pay cash for the entire thing. i mean lets say someone puts a couple grand down on any car. now you have to finance the remainder. but guess what that couple grand is gone cause now you have to pay the tax, and what if they don't give you the price that it's suppose to be. it's easy to get (Censored by Moderator) over buying a car under any case. i mean even with a (Censored by Moderator) load down, at a deal, on low interest you can still lose out if your car value drops badly after you sign those papers. it's very rare to have a trade in and not have to roll over anything. i was lucky once but i got screwed twice as bad buying this saturn cause the sentra i traded in dropped insanly in the little time i had it, and now the saturn dropped a ton. so i'm totally stuck with this car.

I mean it's not the end of the world, 242 isn't a bad monthly payment, many ppl get screwed way worse then that. i have come to realize that my only option is to keep this car until it literally dies, or get a better job where i can throw away money and invest 7500 dollars into a saturn only to break even and sell it. if anyone would even want this saturn. i will say this though i wish i would had done my research on these two last cars and saw how well they helf value. it cost me dearly. Ppl might not like hondas for what ever reason, but god damn those things hold value.

[Onimacus]

Well then it seems you should have done more research on the resale value of saturns before you bought one =)

Better luck next time mate.

[sierrap615]

If you have trouble with another members spelling, thats all you need to say.

Please do not post any words you wouldn't say to your grandmother, your priest, or a 3 year old child(you never know who may be reading the forums)

[sickcallawayc12]

cars always cost money, ALWAYS. I don't understand why people who aren't actual dealers try to get their money back and such no matter what they paid for it. the thing you benefit from is credit which is why you finance if you don't wanna suck it up and save the cash you need.

[drew300]

I thought you only had a problem with a Saturn resale.
And now you add A Sentra too. You could problably add all the cars you've bought. It's the nature of cars, at least the ordinary ones. When I've driven cars off the lot I know I've lost money that day. It's a given. However, after 10 years or so, they've saved me money because I haven't bought 5 or 10 cars in those years, loosing every time.
Of course you can negotiate the amount you put down. If you put it all down there's nothing to finance, and you save finance charges. Or you can sometimes put nothing down and pay finance charges for 7 years or so. I know which is cheaper, and I've always bought cars I can afford.
BTW: Did you get the noisy engine / bad fuel economy sorted out? My Saturn drives fine, and if I drive very carefully, I can break through to 50 mpg.

[wrparks]

Originally Posted by sickcallawayc12

cars always cost money, ALWAYS. I don't understand why people who aren't actual dealers try to get their money back and such no matter what they paid for it. the thing you benefit from is credit which is why you finance if you don't wanna suck it up and save the cash you need.

Exactly. I mean, I got my truck brand new for ~15,000 dollars including tax, tags and the works because I played several dealers off of each other on the phone, with a fax, and in person. I could sell my truck right now, two years later and probably get 9 to 11,000 out of it depending on my luck. So, I'm out 4 to 6,000 dollars even when the price is that low. You will almost never recoup the costs of vehicles, they depreciate over time unlike homes

The reason for a down payment is so that you will not have to pay so much interest that you will be upside down on the car. I owe several thousand less than I could get for it because I put 2000 dollars down. And trust me, the only way to get a better deal than I did is to work at the dealer and get at invoice price. But, barring any major problems, I'll still be driving this truck in 10 years and will have saved a ton of money (not on gas ) by the time I get rid of it. I'm really sorry to hear that you have such problems. But keep the car for 5 more years and it will work out. Once the car is paid off, put the amount of the regular payment into a high yield money market account and save it for the next car for 3 or 4 years.

[wrparks]

oops, double post

[wrparks]

Originally Posted by drew300

I can break through to 50 mpg.

Holy crap batman, what model is yours. We have the 2000 SL2, and the best we have ever gotten is 36, and I thought that was good. Is your car running off batteries lol?

[drew300]

Hi wrparks
I have a '99 SW1. I have a K&N air filter, because the factory ones were too expensive, and this is the last (only) air filter I will buy, I hope. In the summer, when I drive more, I put synthetic oil in. When I drive VERY politely, not over 105 km/hr, excellerate slowly, brake slowly, etc, I can break 50 mpg. That's old Imperial gallons, not US gallons. If I did the conversion right, that's about 42 mpg US. Back and forth to work, I can get about 39 mpg.
Try driving like there's a brick UNDER the gas pedal, and leave 5 minutes early. It helps.

[PlayStation3]

Originally Posted by drew300

Hi wrparks
I have a '99 SW1. I have a K&N air filter, because the factory ones were too expensive, and this is the last (only) air filter I will buy, I hope. In the summer, when I drive more, I put synthetic oil in. When I drive VERY politely, not over 105 km/hr, excellerate slowly, brake slowly, etc, I can break 50 mpg. That's old Imperial gallons, not US gallons. If I did the conversion right, that's about 42 mpg US. Back and forth to work, I can get about 39 mpg.
Try driving like there's a brick UNDER the gas pedal, and leave 5 minutes early. It helps.

dang i drive like my pedal has to be on the floor all the time. and i get 22mpg (us) and thats with mobil 1 synthic. but mine is auto so it is not like i can control it that much in terms of when to shift and such.