I have to vent!

[jam4484]

Originally Posted by Tavypimp

say it has extreme sentimental value and they will keep it on the road with a large sum of cash to cover everything and believe me ull be laughing

I hope, but I have never had this happen so I don't know what to do. I am going to try and get as much money as I can so I can do work on myc ar too, but also I wont have a car while it is being fixed or while I am looking for a new one and I will need a rental since I have to drive from my apartment to school everyday. I just hope it all work sout for the better.

[CRXtc]

Originally Posted by Tavypimp

say it has extreme sentimental value and they will keep it on the road with a large sum of cash to cover everything and believe me ull be laughing

i hate you and everyone like you, people seem to forget that SENTIMENTAL VALUE DOES NOT AFFECT THE ACTUAL CASH VALUE OF YOUR VEHICLE....get that thru your thick ass heads people

[CRXtc]

Originally Posted by jam4484

Can they just say they will total it even though it wsan't my fault and shouldn't I have a say in what I want to do or will they just give me some lowball number to have it fixed or say they will total it?

the at fault party does not matter, a car is totaled when the damage costs exceed a certain percentage of the market value, here are your options if they total it and you dont like the amount they offer you


find comparable vehicles for sale in your area the same year make and model with a mileage and contact phone number listed (preferably with a high selling price), find as many as possible and submit those, those will affect your value, just install a new engine (stock), transmission or tires within the last 6 months? if so submit those reciepts because they will affect the value, whatever you do DO NOT use blue book and DO NOT say it was in great shape and all that shit, you dont know how many times a day i hear that and its just not true, your car is not any different then any other crx on the road, just accept that, realize that what i told you is the way to change your value and not stupid bullshit like "i changed the oil" dont say things like that because we will laugh at you (behind your back obviously) and it will not make us want to give you more money. you have no say in weather or not its totaled, that goes by STATE REGULATION not by "well i really liked that car" in california a car is a total loss in the DMV's eyes when the repairs are 70% of the value of the vehicle, in my office we go by an 80% mark, so the only other way to not total it if they insist on it would be get an estimate a lot lower then theirs and make sure it is COMPLETE and is below their percent mark.

[jam4484]

Thanx for your help crxtc. I put different wheels and a stereo and other parts on the car and if they are going to total the car can i take these things off?

[Tavypimp]

Originally Posted by CRXtc

i hate you and everyone like you, people seem to forget that SENTIMENTAL VALUE DOES NOT AFFECT THE ACTUAL CASH VALUE OF YOUR VEHICLE....get that thru your thick ass heads people

calm down mate i wasnt thinking of the cash value cos i wud want my crx back on the road however much it cost me cos i love it plus the number plate is very original

[CRXtc]

Originally Posted by jam4484

Thanx for your help crxtc. I put different wheels and a stereo and other parts on the car and if they are going to total the car can i take these things off?

if they dont make you keep it (which we do here to claimant vehicles) then yes you can take those parts off IF you can replace them with something else (IE you need some sort of wheels and tires on the car, you can throw a stock stereo on the seat, etc....otherwise it will affect your settlement figures)

[jam4484]

What do they make me keep? The parts the car? Sorry I don't know what you mean. And yes I kept all of the stock parts so if I throw them on then it will be ok? Thanx again.

[CRXtc]

Originally Posted by jam4484

What do they make me keep? The parts the car? Sorry I don't know what you mean. And yes I kept all of the stock parts so if I throw them on then it will be ok? Thanx again.

they might make you keep the car, they might not....if not then you replace parts, if so, well, its your car

[CRXtc]

Originally Posted by Tavypimp

calm down mate i wasnt thinking of the cash value cos i wud want my crx back on the road however much it cost me cos i love it plus the number plate is very original

not really directed at you, just i hear that SOOOO often at work and its terribly annoying, i am helping protect the consumers on here.....no hard feelins

[4GZChatch]

I have never had this happen so I don't know what to do.

Here's what you do. They'll total the car for whatever they determine the value to be. Then, as soon as the adjuster tells you it will be totalled, tell him that you would like to buy it back as salvage. That works out nice for the insurance Co. cuz they don't want to have to deal with taking it to auction and trying to get something out of it, and then worry about it not selling and having it sit on some lot somewhere for another month or two, and then having it affect their percentages of efficiency and other crap that most of us don't even know about. So they sell it back to you for a fraction of what it is worth as salvage. You may even be able to get them to sell it back without tagging the title as salvage. Then, you just got paid a bunch of cash to get some new mods and a paint job and nice body kit. I bet they give you between $1500 and $2000 if it is totalled, and sell it back to you for $350 or so.