Quote:
Originally Posted by ilovegreen
Hey r3dsoxmatt,
The dealer maintainance package is basically the oil-change and car service option that I purchased from the dealer itself.
The sales tax in Dallas is @6.25% of the total retail price of the vehicle. I did not give any trade-in but gave a total of $1000 as down payment upfront.
My monthly installments are now $554.11 per month for a total of 60 months and yes this is a 0% interest loan. Note that the car has bluetooth connectivity and enhanced security package.
I was not happy with the deal because the dealer did not have the car at their location and told me that the car is with another sister dealership in Dallas.
So she started to negotiate on the price first and then when I agreed to a certain amount ($540 per month), I was shown the car and we drove back to the original dealer location. The dealer after doing a credit check had initially returned with $650 per month payment and I said no to this. (The second option was $540 per month)
I thought I could not negotiate more as I had agreed on the payments even before seeing the vehicle. So basically, the dealer did not give me various options (such as 0% financing or $1500 factory rebate) and straight away made me to agree with the payments and presented the 0% interest rate.
I was then convinced to buy the Gap insurance and maintenance package and this increased the payments to $554.11 per month.
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Hey Green- I think you got a pretty good deal. The 0% worked out better for you than the $1,500 rebate. The Gap insurance is always a good idea.
Overall, are you happy with the car?