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210/mo for a lude sounds right... any monthly payment can be possible, depending on how much you put down.
is your civic paid for, or do you still owe on it? if it were paid for, then everything it's blue booked for will be applied towards the Prelude.
assuming you have an EX Coupe with all standard options, no rice parts and is in clean condition with average miles (12,000/year, assuming 60,000 miles), avg blue book would be about $5000, and they'll probably offer you $4000.
the Prelude is $16,000, but is probably going to be sold to you for $14,000. they may or may not tell you they're discounting it, as they may just inflate the value of your trade.
say the car is $14,000, deduct $5000 for the trade value, then add about $1500 for tax, tag, title, and dealer handling fee. that's $10,500 to be financed.
with an avg interest rate based on 60 months financing (60 mos is the max for a used car) the monthly payment will be approximately $250.
base your monthly payment on $25 per $1000 financed. 10,000 x 25 = 250
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