[Shpuker]

Originally Posted by creditgone

I had very good credit until the past 18 months. Our business took a major hit and I was on the hook for a serious loss. We have late payments on our mortgage, credit cards, loans, etc. We're months behind of some of them.

We also need to buy a car. We can handle about $300 per month if somebody will sell to us.

I'm looking for opinion here on how to go about it, or if you feel it will just be impossible with our credit problems. Further, if it is possible, would we get stuck with loan shark rates?

Thanks.

How bad is bad? 300ish? 400ish? 500ish?