How do you still have your licence?
If you are 17 and you have that many tickets, you musta done at least 3 month without it already, unless Daddy is a trooper?
That is assuming that you are referring to the number of tickets and not the number of points.
The reason the ins is so high is because you have already shown the ins companies you're a liability on their books, they don't want to ins you, but because they have to, they are making it expensive.
Where between Trenton and Phil are you? That could also effect it.