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I find the best startup plan for GT3 is to NOT buy any car in the beginning. First get all golds in the B license class and you will get a Miata (a decent car). If you can't hang with a stock car, go ahead and get a ROM & exhaust, but don't spend too much money (I can seem to get through several 'beginners' stages with a stock Miata pretty easily). After this you should have enough money to get any decent turbo-upgradeable japanese car, capable of reaching 500-1000 hp. There are a million different paths you can take, and I chose to go for a Skyline GT-R Vspec II, as ¤ÅzÑ_SüÞÊR§PØrT mentioned, but this car tops out at 1000 hp, not 883 hp. Down the line, if you want to whip all the races, the Mazda 787, the Escudo, and F1 cars are scary fast, but it all depends on your own tastes.
As for making fast money, I can't seem to find anything better than Amateur - Euro league, but note this: there are only FIVE races, not EIGHT total, but it will take an HOUR, not twenty minutes to net 1,000,000 (each race averages 5 mins x 5 races = 25 mins in which you will earn around a little under 400,000 (sold Vertigo, plus winnings). So it's about 1,000,000cr per 1 hour. Too bad. Another note: If you really care about your status percentage for winnings, you shouldn't do this since consistent leaving of the 5th race will automatically get you a LOSS. The only solution for this is to actually finish and win the 5th race.
If you are the type who doesn't mind leaving their PS2 on and unattended for extended periods of time, then the previously mentioned endurance trick is a good way to go. However, I'd like to mention a few ways to make it MUCH simpler. First, DO max out the Escudo with the limited performance upgrades, as it will save you time in the long run. Then enter the race, go to the option menu and turn off the vibrating feature (if you haven't done so by this point, set the transmission to AT). Still in the option menu, set the controls so that the accelerator and brakes are the 'up and down' or 'left and right' of the secondary analog joystick on the Dualshock2 controller. Next go to car settings and use the super-slick tires for tire longetivity, and use the default setting 5 for the TCS. Now for the controller: Instead of using tape, get 2 rubber bands (besure they are around 2 inches in diameter) and start the race. Once started, pause the game and hook one rubberband on the accel/brake joystick and wrap the other end around the right side of the controller (either on the L1/L2 chunk of plastic, or on the vibrating pod handle, depending on whether you chose up/down or left/right). As for the steering joystick rubberband, wrap and tie one end of the rubberband onto the controller's cord where the cord meets the plastic, and hook the other end of the rubberband around the joystick. This should automatically pull the stick slightly to the right, which is VERY important for keeping the car riding on the outer wall, rather than bouncing to the inside track and either ending up in the pitlane, or spinning out while you are not there. After setting the rubberbands, resume the game and gently correct the steering stick to find a good point where the car is constantly aiming to the right, but not too much where it could just eat the wall and spin out. Now you're set. If you are using a fully tuned Escudo, the race should be over in an hour or less. Oh by the way, the ClioSport racecar doesnt get you much money, so be prepared to be pissed if you end up winning that car.
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