I think it depends on whether the vehicle is garage kept or not. My '92s white finish is immaculate except for where it was scratched from having been backed into some shrubs a couple years ago. The previous owner never kept it outside and it was covered inside a storage room for 3 years before I bought it). Our '01 Saturn is losing paint around the b-pillars now(it's black and has NEVER been stored inside a garage) My dad's '93 LeSabre with a cherry metallic finshish has several flakes and is fading all around the trunk area, however his '91 LeSabre (which he has always kept in his carport at night) has an excellant looking finsish. Don't feel bad about your '95s paint, here in south Texas the salty air preys on new cars' paint like you wouldn't believe!