My 2 cents: The jetta is the reason why i've always hated volkswagens. After learning things and wising up, I like Volkswagens, but i HATE the jetta. it really is the only unreliable vw i've seen and they are horrible in snow from what i've seen in past colorado winters.
I say the Toyota. After all, its a Toyota.
I would only pick the vw for the sunroof. not even the 5 speed or the lower miles would be enough to pick the jetta over a camry.
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1998 Chevrolet Blazer LT (95% stock)
Pioneer AVH-P7500 DVD receiver
12" Alpine Type-R in a sealed box
PIAA Super Plasmas GT-X bulbs
PIAA Xtreme White bulbs
K & N drop-in filter
"Melo" and "AI". Enough said.