i think if you get a traffic ticket....then you go to traffic school for a minimum 8 hours.....no "points" go on your record....so that would keep your insurance rates down....and about the first "loophole" thing...i don't think that's true either.....some times, they don't put the price on tickets....that's not an error......so....i don't know for sure.....but try traffic school....or just call up an insurance company and ask them....
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i have type-r stickers on my bike, will it go faster?
-me
Don't you know, it's 10 hp for every sticker, 50 hp extra for every additional inch of rear spoiler behond stock height.
-obiewancoyote
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