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Here in Florida if you get a ticket and take the class, your insurance CANNOT go up. Thankfully. Unfortunately, my last ticket was within a year of the previous, so I couldn't take it. What I heard however, is if you mail in payment and send like $5 more than the ticket, they refund you that amount. And if you don't cash the check, the deal never closes and you don't get any points. I tried it, sent them $188 instead of $183. I figure it's worth a shot, even if it doesn't work. Probably won't. Still waiting on the check.
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