Doc, when my 94 2-dr Metro got the hail damage beating BAD last summer, My insurance agency sent out an adjuster to look at the Dmg.....MAKE SURE You tell them you just installed a NEW engine in the car recently and tell them it cost you (Total price of rebuild plus labor charges). Then let them make you the offer (They Will) for just under the amount to total the car and you will get to keep the car (Totaled value minus approx 20%)......I got a check for $840.00. Then go to your local junkyard and find a good shape blue drivers door, Buy it and swap yours out with the good door and any good hardware on your door that it needs.....Then pocket the extra cash for any other upgrades you were planning on the Metro......
. I had a excellent shape 94 4 Dr Metro with a blown engine in it that was given to me Free at the house allready. Swaped the engine out of the Hail Dmg Metro into it, and it's what i've been driving since last year! Stripped the hail dmg Metro down for parts (E-Bay) and the shell went off to the Boneyard.