I felt like a dumbass for hitting a tree limb so I took a peek on google to see if anyone had actually damaged their truck doing the same.
Check this guy out, click the photo at the bottom of the article. They are charging his insurance company 10k-15k to replace the tree because he tore the limb off.
http://www.rice.edu/projects/threshe...s/Story01.html
At least i'm not alone.