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Old 12-21-2006, 11:23 PM
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JLad10687 JLad10687 is offline
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Re: First serious accident, Please help me with do's and Don'ts

Any updates? And by the way, it may be worth stressing the model type to them and stressing its not a basic. Also, if you have not come to a settlement yet you may want to see just how long they are going to continue to pay for that rental. Also, no one goes by KBB. Its high for everything, would you pay KBB for anything?...then dont expect the insurance company to do so. Go by NADA value and retail.

And for future reference for anyone that gets into an accident, disregard everything JustSayGo said, if the veh is stolen in most state, the driver is liable, they would want you to move your vehicle from a tow yard so you're not acruing storage charges and it may be best to pay out of pocket for those charges up front and get reimbursed so youre not paying more later. Never lie, if you're not injured then say so, if you're feeling sore later, you can always tell them that later and its not a big deal. If you're not injured they wont offer you a settlement to sign a release. Also with the rental, in some states they owe for a comparable vehicle and others they owe for a set size of vehicle so dont be a hard ass about it and try to tell them what you're doing because that will only make things worse.

Finally, insurance companies are not there to rip you off, if you're not a dick and reasonable then so will the insurance company.
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