[Mikelb]

hm.... I say $200 a month... total cost of $3750 ($250 finance charge)...
lol, I don't have shit for money right now...

I don't even have official "credit" , but I have a good rep with the locals, I have bought a car off of the car lot I work for at $5k, I ended up paying it off in half the time I was supposed to (still supposed to be paying on it, til next month lol)
I borrow tools, cars, equipment from most of my friends... I've run two businesses (Tech Central, a small computer business) and am actually starting the second, RMAP (Rocky Mount Audio and Performance)...
The only thing is, I'm 20... been living with my mom, have the cell phone in her name, have a loan in her name... everything has been in her name so far...

I just got my name added to the loan($1400 left on loan)... I am paying the rent and deposit for the house tonight (in my name), just got lights in my name... so actually before long, I should have some credit... the real stuff...

but I've usually paid cash for everything...
I really need to sell some stuff... I've got 5 computers, a guitar amp (a custom Marshal JCM 900 on the way), I've already sold 4-5 cars this year, and a bunch of electronics in my room... (amps, Cd Players, games, radar detectors, neons [black lights], etc...)

No, seriously though... the only way I'm gonna get another car right now, is to finance... and mine's not even running (so I couldn't take out a loan against it if I wanted to)...