[driftinggrifter2]

find the financial aid department at the college and talk to them they can help you find student loans and grants
You'll most likely approve for a pale grant
grants you dont have to pay back but the loans you do after x amount of time from graduating

Also for cellphones depending on your credit depends on how much you have to pay for a security deposit. You can go to the cinguler score and they can run it for you and tell you how much you would need