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I'm still surprised that you did not get the car totalled in exchange for a new one. Yours is so new that there is *NO* way that it could be repaired to its original state! NO WAY!!! Maybe you could pursue that line? IIRC, you were no responsible for the accident, so you shouldn't be stripped of your money, and that's exacly what it is!!!
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Would love to resume my duties as AF's own official thread bastardizer!!! 
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