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College grad programs?
A lot of the major car companies seem to have some sort of college grad programs, for students who:
* are graduating in < 6 months
* have a job offer/offer letter
* average, good, or no credit (NOT bad credit)
The benefits seem to be:
* your payments start later
* reduced or no down payment
Has anyone here ever bought a car on one of these plans? Were they good or bad? Will they jack up the interest rates 10+% on me? I have good but new (< 1yr) credit, and a job offer for ~$60k, and I'm trying to compare using a college grad plan vs. just trying to finance it on my own.
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