i bought a head off ebay and paid through paypal. the seller said he sent out the item but i never got it. it turned out that the package was damaged so bad, ups decided to send it back to the shipper. so the seller got a messed up head and the money i paid him. he said he tossed out the head since it was broken and wont give me the money back. i told my bank that i never recieved the item so they got my money back from paypal, but that put my paypal account in negative. i told paypal what happend and they got me $175 and they said thats all they can do. now paypal has sent the rest of my debt to a collection agency and they are not helping me get the rest of my money from the seller. i dont think i should have to pay for it since i never recieved anything, and paypal should go after the seller or at least help me out with what i can do. will this mess up my credit? what can i do to get my money back form the seller?