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Unfortunetly, as far as what you'll have to pay for insurance, I can't help.
The insurance is in my dads name, to save me money.
However, a 1998 has the same power as a 1999 or 2000.
Only the 2001-2002 got a SLIGHT bump in power, due to a new intake manifold design.
If it will save you some money, I see no reason why you shouldn't get a '98 if it will save you some money. Plus, they have bigger fuel injectors (which is better if you plan to mod the car later on)
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2001 Trans Am WS6 (A4)
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