[Igovert500]

If you are in danger, you could move your car. Generally it is a good idea to get it over to a shoulder and out of the way of further traffic. But if you are not in danger and not blocking traffic, you can leave them where they are so that the cops can see what exactly happened.

No matter what, don't say "sorry" as it can be taken as an admission of guilt. Check to make sure everyone is alright. Call the cops.

Get a police report and get the other guys name, contact information, his insurance information. Also get the contact info for any witnesses. Have them talk to the cop as well. The more people that attest to it being the other guy's fault...the better.

I think that is basically it. Another good idea is to tell the cop every single detail, and write down EVERY detail. That way you are prepared if it goes to court for any reason. Paired with this, is to take as many photos as possible..with a camera, camera phone, whatever...the more you have the better prepared you will be in case it goes to court.


Some people are nice and admit guilt...some try and pin it on you..so you really have to be careful what you say...even though it can be an emotional moment...try and be wary of your words.

Also, some people try and keep it from the police and their insurance companies and offer to pay for the damages. This can work to your benefit or screw you. I know people who have been handed $500 in cash, and it only cost them $50 to fix the damages. I also know people who took the word of someone they knew, and that aquaintance decided not to pay when he realized how much money it was actually going to cost. Damages can sometimes be difficult to assess on the scene, especially frame damage, so IMO, it is better to have the police and insurance companies get involved most of the time.