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Re: Ok, this is getting repetitive.
Go to the bank where you have a checking account show them the vin, pic's, and other info on the car and apply for the loan there. (If you don't have a checking account go get one). If they aren't total A-Holes they should be willing to finance 50%... IF the blue book is what you're going to pay. They may crucify you with a high rate (10% - 12%), but with bad credit... Pay the damn thing off as soon as you can (add $20, $30, $50 buck to each payment) and that'll help establish you as decent credit risk and open some doors for you.
You can always get a damn credit card and do it, but at 27.5% you'd be way better off at a bank. Besides, if they won't finance the deal that should be a good clue that you getting screwed on the car.
Good Luck.
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