[Gateway]

Each vehicle has a "symbol". This symbol determines how expensive the insurance is going to be on the vehicle. The symbol goes from 1-9, and then A-Z. The closer to 1, the less expensive the vehicle. The closer to Z, the more expensive. VR4's have a symbol "S". Not many other vehicles have a vehicle closer to Z. Most vehicles are are going to see in the first 10 digits of the alphabet. So almost always, the VR4 is going to cost more than the other cars.

The Mustang's symbol is not closer to Z then the VR4, but the reason why it's more expensive, is because it's a popular car, and MANY young people have those cars and MANY young people wreck them.