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At least you're okay, the car can always be fixed or replaced. I guess the van driver is an idiot for cutting in like that. I say the same thing that Poppy said. Have a trusted auto body shop jack up the cost of the repairs so you can get extra stuff put on the car. I've done it and man, it was so worth it. Unfortunately, I spent the money before I thought of modding.
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Why do banks charge you a "non-sufficient funds fee" on money they already know you don't have?
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