Thanks for the awesome info guys. I think I will get a 1993 5.0. I was leaning toards a Civic (Yuk!) because of cheap insurance and huge aftermarket capability, but I decided that the Mustang is a better choice. I am 22, but have a 16 year old friend looking into a Mustang 5.0 as well. I keep telling him insurance would kill him, but was wondering how accurate I really was. Can someone give me a yearly figure based on an educated guess? That would be greatly appreciated.