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Welcome to the real world. I get it more from the personal end then a car end. I personally don't have a preference on cars since I'm lucky to own one. While I may rag on cars a lot, point is, you have something to get you from point A to point B. Not a lot of people can say that and have a car. Don't stress what other people think.
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Why do banks charge you a "non-sufficient funds fee" on money they already know you don't have?
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