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I am also on a family package plan and live in Calfornia. We have 4 cars and 2 houses on the same plan which gives us a better deal. This is what they told me. I am 21 with a perfect record. The thing that makes my insurance what it is (1800 a year) is the fact that it is a 2 door and that it is red. Yes thats right my insurance is more because my car is freaking red. Oh and as far as NA to turbo...I was quoted by the same people that a turbo model was going to be 1000 dollars more a year. I decided that was a bit rediculous. I guess it all depends on the insurance company too.
I have full insurance by the way. The best plan they offer.
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